Housing Application

Application Requirements

In order to be considered, each applicant must meet the following criteria:

    1. Applicant must be employed for 24 consecutive months in the same line of work.
    2. Applicant must be at the same residence or same county for 24 consecutive months.
    3. Applicant must have at least $3,500 in reserves & gross more than $38,000.00 on 2020-22 tax returns. 
    4. Applicant must have at least a 640 credit score & be willing to re-establish new credit accounts.
    5. Applicant must complete First Time Buyer Credit Education Training to become a Certified Home Buyer.
    6. Applicant must pay application fee and for First Time Buyer Credit Education Training as a commitment from them. 

*Upon completion of housing courses applicant will receive Education credit of $875 at closing.

Employment History

Include paid, volunteer, and intern positions

Required Documents

Please submit the following required documents to tsimmons@iytgcdc.org. Please include your full name in the subject line.

  1. A copy of your housing voucher.
  2. Pre-approval letter from your lender.
  3. Most recent essential worker letter, business license, or DD214.
  4. Most recent (4) paystubs.
  5. Proof of funds ($3,500 minimum balance).